Wednesday, May 27, 2009

Life...Yoga & Accupressure....Manas Maral

Mission Yoga

The world is running fast and time devoted to self has reduced. In today’s fast paced world there’s little time to get into recreational activities. Gone are the days when regular exercises and grandma’s advises were considered over doctors’ treatment. Office timings have changed from 9am-5 pm to 9pm-5am. Twenty-four-hours seem just too less.
With today’s hectic lifestyle come depression, stress and what have you. And some people, mainly youngsters are resorting to different means of relieving stress by taking solace in drugs, alcohol and cigarettes.
But then, there are some people who believe in curing and helping others through the ‘magic’ of Yoga.
Swami Ramdev has taken the world by storm by giving live examples of what Yoga can do to cure diseases. And Manas Maral, a senior executive at a software firm in Bangalore and disciple of the renowned yogic, has pledged to preach the benefits of the ancient Indian art by holding Yoga camps for better health care and cure.
34-year-old Manas believes in Yoga and Acupressure to fight all ailments and stay fit. “Yoga and Acupressure are known to cure people of the worst diseases and problems,” he says.
So how did he begin with Yoga? “It was my wife’s prolonged illness that made me realise the benefits of Yoga. I learned it and later taught her Pranayam. To my surprise she was fit in a week’s time.” Since then there was no looking back for Manas.
He started his yogic journey in February 2004, teaching a small group of people at his house in Koramangala,
Bangalore. His first big Yoga teaching session was in August 2004 in his office Tavant Technology with 55 people.
Taking out time from his busy professional schedule, Manas has conducted about 110 Yoga camps in and around
Bangalore, training more than 7000 people and curing nearly 500 patients suffering from thyroid, diabetes, blood pressure, tuberculosis, arthritis and kidney problems.
However, the journey of this software engineer has not been easy. The Yoga programs of Swami Ramdev were not so popular in
Bangalore due to the language barrier. Manas, who hails from north India, solved the language problem by learning Kannada.
He started with a small Yoga camp and interacted regularly with other Yoga trainers and attended the shivirs of Swami Ramdev to keep himself updated with the latest treatments. Today, people swear by his Yoga remedies. Biggest supporter in his undulating endeavor is his wife Shalini, a homemaker, who also helps him in his yogic mission.
He has recently started a small care centre in
Bangalore where he admits patients needing immediate treatment.
Manas has always dreamt of building a healthy nation by including Yoga in all schools. His dream came true when one of the schools in
Bangalore inducted Yoga in its timetable where even parents can join the students. Since then, the school has reported a remarkable fall in sick leave by students.
Manas works for 18 hours a day and still remains fresh, ‘the credit goes to Yoga’, he says. Many institutions and corporate houses like ISRO, Tavant Technologies, Lucent, HP, Mu-Sigma call him for lectures on Yoga. He also conducts regular classes for the Police Training Department.
Manas has plans of opening a bigger care centre to treat the patients of cancer, diabetes, thyroid etc. “All the rich people have the advantage of using money to their advantage. I want to treat people free of cost, especially the weaker section who cannot afford to buy medicines,” he concludes.
You can contact Manas Maral at:
Ph: 41609291, 25720609
Mob: 98801-96566
Email:
Manasmaral@gmail.com

Linkedin: http://www.linkedin.com/in/manasmaral
Add: Manas Maral F-703 Nagarjuna Green Ridge Apt
27th Cross 19th Main HSR-Sector-II
Bangalore-34
You can also join his group on Google: Manas_Yoga_treatment

PS: Content courtesy India Today who recently published this article on Manas. Manas is an ex-colleague of mine and the intention here is to increase awareness on his noble endeavor.

Tuesday, May 19, 2009

Life....Savings

I have been researching on recurring deposits for the past two days. I feel strongly for it, one because it is a very safe and sober investment because you can either do it in banks or in post offices. The differentiator is, banks give you the flexibility for period of investment ( starting from 6 months to a max of 120 months depending on which bank) and they give you the benefit of floating interest (if bank interest rates increase you are given the benefit of it) whereas in post offices you get a flat interest rate 7.5% and you will have to invest for a min period of 5 years. Another advantage of this scheme is you can start with minimum sum of Rs. 500 with banks and as low as Rs 10 with post offices as these are aimed at low income group class.
I am aware there are several other schemes which can fetch you higher interest and returns but one point I have noticed is they are all long term investments. Also they lock up your cash for the tenure of the scheme. You can also argue that share market can give you instant big ticket returns but again that also is a gamble and you need to invest not only money but also your time to follow the market and make the kill at the right time. I have spoken to many of my friends in the past who are in finance, though most of them tried selling me some SIP (Sytematic Investment plan) or the other, one good friend actually initiated me into thinking on these lines. All he said was if you are thinking of making a corpus for yourself and retire in style, then invest in FDs. Be disciplined and judicious while investing and try as hard not to break the chain come what may. He proposed one should make atleast a Rs. 10,000 FD every month. Yes for a start, even I was taken aback, but I then started my research on something small which later as I progress can lead me into a position where I can save at the proposed rate.
Now, you save say Rs. 1000 a month for a period of 12 months, you will get a return of Rs. 13,200 @ 10% interest. Say you put Rs. 10,000 in an FD and balance Rs. 3,000 you use it to pay monthly installments for the next three months of your new RD.Keep the term of the fixed deposit short say 12 months and also keep the amount small say Rs. 10,000. Its a rare case that one will require money in really large amounts on emergency.  This money will come into play only beyond our regular safeguards. You can always break a FD early, only thing is that you lose on your interest. If the bank says you will get 10% interest at the end of 12 months, actually they would have divided the interest  over the 12 month period. So if break the FD within 3 months you will end up with no interest, from 3-6 months u might get 4% and so on. This actually I got to know when HDFC was selling a similar scheme.
I have mentioned "regular safegaurds" in the previous paragraph, now what are those - 
1. Your employer provides you with medical coverage for your direct dependants
a. medical insurance with cashless card facility
b. medical reimbursement upto Rs. 15,000 p.a.
2. Your investments for individual or group Life (health) insurance for your family that you might have taken to avail tax exemptions under Sec.80.C
This post is aimed at basically saving some money for any future uncertainities be it health, children's education, retirement etc. I have mentioned events that are long term. So when you start to save, don't plan how to spend this kitty.  Remember the hero honda tag line few years back "Fill it, Shut it, Forget it", is apt for wrapping this post. Adios

Thursday, May 14, 2009

Movie....DIE HARD 4.0


Yo guys, me back with another movie review. This time it is Bruce Willis and his geek friend with Die Hard 4.0. This is the second sequel movie wherein the makers have kept up with time for the plot. Bruce Willis is the same usual in the face, honest cop doing his duty but his nemesis this time around is far more unusual. The bad guy is fully loaded and tech savvy something our hero is wary about. Yet another fast paced, tip of the seat, action thriller and the sequences have been picturized pretty well. What to look out for......fast paced action, lots of hero - villain mind games, lots of techy stuff, pain in the ass cop Bruce Willis...wow....go watch it.